Insurance companies can be tough negotiators. They take up a lot of your time without an experienced attorney on your side. Insurance companies are out to protect their interests. And as we said, those interests are about premiums and paying out as little as necessary. And if you’ve been seriously injured, their interests are the opposite of yours. They’ll use adjusters to try to find ways to deny your claims. These adjusters may call you repeatedly, asking innocent-sounding questions about your accident. Their inquiries may seem at worst, harmless. But they’re usually calculated to induce you to say something that could be used against you to deny your claims. Whatever you say to them will probably be recorded and could come back to haunt you as evidence against your claim in the future.
Our clients quickly learn from us the best way to deal with insurance adjusters: and that’s just don’t deal with them at all. Adjusters don’t call our clients, but rather, us. And when adjusters can’t talk to our clients, they don’t have a chance to twist our clients’ words around to use against them.
Many times, especially if they know you have a good case, an insurance company pressures and even harasses you to settle your claim for less than it is worth. Sometimes it’s much less. We believe in accepting a fair settlement offer if it genuinely benefits an accident victim. But taking an unfair settlement offer can be devastating for your legal rights. When you accept an offer, you forever waive your right to sue the defendant ever again. The settlement on the table is all that you will ever collect from that defendant (and his insurance company). So it’s important not to accept an offer unless it’s truly fair. And the only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of an experienced car accident attorney.
Insurance companies know that most accident victims are everyday people who, as a result of this accident, are often strapped for cash. They have hefty medical bills and auto repair bills that need to be paid quickly. And perhaps they are unable to work as a result of their injuries, so their reduced income is used for monthly expenses, which means there’s little if any leftover to pay accident-related expenses. Their obvious strategy is to entice accident victims with small amounts of fast cash that might get them back to even. But what if that’s not the end of your expenses? Insurance companies are banking on you not figuring that out until they’re out of the picture and off the hook. Don’t let the defendant in your case (and his insurer) get away with paying you less than you deserve.
Here are a few more insurance company tricks they would never try to pull on our clients.
They offer you a settlement before the full extent of the medical treatment you’ll need is known.
They offer you less property damage money than what’s due on your car loan.
The insurance company doesn’t offer you a rental car while your vehicle is in the repair shop.
The insurance company tells you they’ll pay your claim when you submit your bills, but then refuse to do so or keep stalling you when you ask for payment. (by the way, we never provide original bills to an insurance company, only copies).
The insurance company takes too long to respond to your inquiries (this could mean that they’re investigating your claim behind your back or just “shining you on” and haven’t yet told you they’re not going to pay your claim).
The insurance company, usually the adjuster, tells you that a settlement offer is “all that you’re entitled to” or “the best you’re going to get.”
Can you think of another reason why you shouldn’t call an experienced Texas auto accident injury lawyer to shield you from insurance companies and fight for your fair compensation rights?
Call us today. One of our accident injury attorneys will patiently listen to you, analyze your case, and explain your options. Our goal is to make sure that you recover as much as possible for your injuries and make this sometimes complicated legal process as easy as possible for you to bear.
The period after a car accident is often stressful and confusing. Don’t add to it and the confusion it creates by letting an inexperienced attorney handle your case or represent yourself when you are unqualified. With decades of experience, we are uniquely qualified and fully prepared to get you the best results possible. If you or someone you know was injured in a car accident, contact an attorney at our Texas Law Firm today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.